DeBary, FL
How exposed is DeBary to wildfire?
DeBary's 10,035 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts DeBary at the 85th percentile, close to its 85th-percentile risk score.
DeBary's building exposure, zone by zone
USFS puts 50.4% of DeBary's 10,035 buildings in the Indirect exposure zone, versus 39.6% Direct and 10.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 10,035 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How DeBary compares
Inside Florida, DeBary sits at just the 63rd percentile even though it scores 85th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, DeBary ranks 4,883 for wildfire risk (1 is highest) and 1,601 by building count (1 is largest). Within Florida alone, it ranks 359 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
DeBary and the insurance market
At the 85th percentile nationally, DeBary carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in DeBary
Because 50.4% of DeBary's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 10,035 counted buildings into the percentiles shown above for DeBary. For more on what indirect exposure implies beyond DeBary, see the exposure-zones guide.