Dearing, KS
Dearing wildfire risk explained
USFS's Wildfire Risk to Communities model puts Dearing at the 73rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 318 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dearing at the 74th percentile, close to its 73rd-percentile risk score.
Dearing's building exposure, zone by zone
318 buildings are counted in Dearing, and 60.7% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Dearing against the rest of the country
There's little gap between Dearing's 73rd national percentile and its 70th percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Dearing ranks 8,568 for wildfire risk (1 is highest) and 21,150 by building count (1 is largest). Within Kansas alone, it ranks 214 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
What this risk score means for insurance
At the 73rd percentile nationally, Dearing carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With 60.7% of Dearing in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Dearing's 73rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Dearing, see the exposure-zones guide.