Deans, NJ
Deans, NJ's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Deans lands at the 44th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 549 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Deans at the 44th percentile, close to its 44th-percentile risk score.
Where Deans's buildings actually sit
Indirect exposure is dominant in Deans (51% of 549 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 49% sit in the Direct zone.
Where Deans ranks
Deans scores 44th nationally and 49th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Deans ranks 17,616 for wildfire risk (1 is highest) and 16,586 by building count (1 is largest). Within New Jersey alone, it ranks 359 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Deans
Deans's elevated wildfire rating (44th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 51% of Deans's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Deans's figures come from
Deans's 44th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Deans's dominant indirect exposure actually means, with real examples from across the dataset.