Dean, TX
Dean, TX's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Dean lands at the 97th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 434 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dean's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Where Dean's buildings actually sit
USFS classifies 84.6% of Dean's buildings as Direct exposure, higher than its 15.4% Indirect share and far above its 0% Minimal share — a profile where 367 structures sit close enough to vegetation that lot clearing matters most.
Where Dean ranks
Dean's risk sits at a similar level relative to Texas (98th percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Dean ranks 893 for wildfire risk (1 is highest) and 18,574 by building count (1 is largest). Within Texas alone, it ranks 44 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Dean and the insurance market
At the 97th percentile nationally, Dean carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Dean (84.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Dean's figures come from
Dean's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dean's dominant direct exposure actually means, with real examples from across the dataset.