Deal, NJ
Deal wildfire risk explained
USFS scores Deal at the 53rd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,166 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Deal at the 56th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Deal's building exposure, zone by zone
Most of Deal's buildings (91.9% of 1,166) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Deal compares
There's little gap between Deal's 53rd national percentile and its 61st percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Deal ranks 14,810 for wildfire risk (1 is highest) and 10,861 by building count (1 is largest). Within New Jersey alone, it ranks 271 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Deal
Deal's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Deal's 91.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,166 counted buildings into the percentiles shown above for Deal. For more on what minimal exposure implies beyond Deal, see the exposure-zones guide.