De Kalb, TX
De Kalb, TX's wildfire risk, in USFS's own numbers
USFS scores De Kalb at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 1,127 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks De Kalb at the 86th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
1,127 buildings are counted in De Kalb, and 89.4% of them are Indirect exposure — ember-driven risk rather than the 10.7% in Direct exposure or the 0% rated Minimal.
Where De Kalb ranks
There's little gap between De Kalb's 83rd national percentile and its 70th percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, De Kalb ranks 5,308 for wildfire risk (1 is highest) and 11,106 by building count (1 is largest). Within Texas alone, it ranks 546 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
De Kalb and the insurance market
De Kalb's very high rating (83rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in De Kalb
With ember exposure the dominant pattern in De Kalb (89.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
De Kalb's 83rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond De Kalb, see the exposure-zones guide.