De Graff, MN
De Graff, MN's wildfire risk, in USFS's own numbers
USFS scores De Graff at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 125 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks De Graff at the 3rd national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 15.2% of De Graff's 125 buildings carry Direct exposure and 0% carry Indirect; the remaining 84.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where De Graff ranks
There's little gap between De Graff's 5th national percentile and its 7th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, De Graff ranks 30,109 for wildfire risk (1 is highest) and 27,947 by building count (1 is largest). Within Minnesota alone, it ranks 851 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
De Graff and the insurance market
At the 5th national percentile, De Graff rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 84.8% of buildings rated Minimal exposure, De Graff gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind De Graff's 30,109-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond De Graff, see the exposure-zones guide.