Daytona Beach, FL
Daytona Beach wildfire risk explained
USFS's Wildfire Risk to Communities model puts Daytona Beach at the 94th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 25,119 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Daytona Beach at the 95th percentile, close to its 94th-percentile risk score.
Where Daytona Beach's buildings actually sit
Only 15.3% of Daytona Beach's 25,119 buildings carry Direct exposure and 6.3% carry Indirect; the remaining 78.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 25,119 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Daytona Beach compares
There's little gap between Daytona Beach's 94th national percentile and its 91st percentile inside Florida, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Daytona Beach ranks 1,789 for wildfire risk (1 is highest) and 504 by building count (1 is largest). Within Florida alone, it ranks 88 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Daytona Beach's very high rating (94th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Daytona Beach
Daytona Beach's 78.4% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Daytona Beach's 1,789-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Daytona Beach, see the exposure-zones guide.