Dayton, IL
Dayton wildfire risk explained
Dayton's 324 buildings earn a 22nd-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dayton at the 22nd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Dayton's buildings actually sit
Direct exposure dominates in Dayton: 62.4% of its 324 buildings, versus 0% Indirect and 37.7% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Dayton against the rest of the country
Dayton's 65th-percentile standing inside Illinois outpaces its 22nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Dayton ranks 24,731 for wildfire risk (1 is highest) and 20,980 by building count (1 is largest). Within Illinois alone, it ranks 510 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Dayton's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Dayton
With 62.4% of Dayton in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Dayton's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Dayton, see the exposure-zones guide.