Day, FL
Day wildfire risk explained
Day sits at the 76th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 70 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Day at the 75th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in Day: 90% of its 70 buildings, versus 10% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Day ranks
Inside Florida, Day sits at just the 38th percentile even though it scores 76th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Day ranks 7,652 for wildfire risk (1 is highest) and 30,270 by building count (1 is largest). Within Florida alone, it ranks 591 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Day and the insurance market
At the 76th percentile nationally, Day carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Day (90%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Day's figures come from
The methodology guide shows exactly how USFS turned 70 counted buildings into the percentiles shown above for Day. The exposure-zones guide covers what Day's dominant direct exposure actually means, with real examples from across the dataset.