Davis, OK
How exposed is Davis to wildfire?
Davis's 1,693 buildings earn a 90th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Davis's burn probability — fire likelihood with no building count factored in — sits at the 91st percentile nationally.
Davis's building exposure, zone by zone
USFS puts 76.5% of Davis's 1,693 buildings in the Indirect exposure zone, versus 23.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Davis against the rest of the country
Davis's 90th national percentile looks worse in isolation than its 47th ranking inside Oklahoma does — this place is on the milder end for its own state, by 43 points. Among the 31,521 US communities USFS scores, Davis ranks 3,191 for wildfire risk (1 is highest) and 8,445 by building count (1 is largest). Within Oklahoma alone, it ranks 442 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Davis and the insurance market
Davis's very high rating (90th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 76.5% of Davis's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Davis's figures come from
Davis's 90th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Davis's dominant indirect exposure actually means, with real examples from across the dataset.