Davis, IL
Davis wildfire risk explained
Davis's 405 buildings earn a 7th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Davis at the 7th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Davis rates 84.2% Minimal exposure against just 15.8% Direct and 0% Indirect — of 405 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Davis ranks
Compare Davis's two percentiles: 36th within Illinois, only 7th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Davis ranks 29,240 for wildfire risk (1 is highest) and 19,118 by building count (1 is largest). Within Illinois alone, it ranks 933 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Davis and the insurance market
At the 7th national percentile, Davis rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Davis's 84.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 405 counted buildings into the percentiles shown above for Davis. For more on what minimal exposure implies beyond Davis, see the exposure-zones guide.