Davey, NE
Davey wildfire risk explained
Davey sits at the 44th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 131 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Davey at the 38th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Davey's building exposure, zone by zone
Most of Davey's buildings (93.1% of 131) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Davey against the rest of the country
Inside Nebraska, Davey sits at just the 29th percentile even though it scores 44th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Davey ranks 17,524 for wildfire risk (1 is highest) and 27,677 by building count (1 is largest). Within Nebraska alone, it ranks 414 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Davey and the insurance market
Davey's elevated rating (44th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Davey's 93.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Davey's figures come from
Every one of the two percentiles behind Davey's 17,524-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Davey's dominant minimal exposure actually means, with real examples from across the dataset.