Darmstadt, IN
Darmstadt, IN's wildfire risk, in USFS's own numbers
USFS scores Darmstadt at the 26th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,083 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Darmstadt at the 27th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Darmstadt's building exposure, zone by zone
USFS classifies 87.5% of Darmstadt's buildings as Direct exposure, higher than its 12.3% Indirect share and far above its 0.2% Minimal share — a profile where 948 structures sit close enough to vegetation that lot clearing matters most.
Darmstadt against the rest of the country
Within Indiana, Darmstadt ranks higher (91st percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Darmstadt ranks 23,473 for wildfire risk (1 is highest) and 11,388 by building count (1 is largest). Within Indiana alone, it ranks 89 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Darmstadt and the insurance market
Darmstadt's moderate rating (26th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 87.5% of Darmstadt in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Darmstadt's figures come from
Darmstadt's 26th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Darmstadt's dominant direct exposure actually means, with real examples from across the dataset.