Darmstadt, IL
Darmstadt wildfire risk explained
USFS's Wildfire Risk to Communities model puts Darmstadt at the 2nd national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 82 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Darmstadt at the 2nd percentile, close to its 2nd-percentile risk score.
What "at risk" means for the buildings here
Most of Darmstadt's buildings (80.5% of 82) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Darmstadt ranks
There's little gap between Darmstadt's 2nd national percentile and its 14th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Darmstadt ranks 30,877 for wildfire risk (1 is highest) and 29,793 by building count (1 is largest). Within Illinois alone, it ranks 1,227 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Darmstadt
Darmstadt's low wildfire rating (2nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 80.5% of Darmstadt outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Darmstadt's 30,877-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Darmstadt, see the exposure-zones guide.