Darlington, IN
Darlington wildfire risk explained
Out of every US place USFS scores, Darlington lands at the 5th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 487 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Darlington at the 5th percentile, close to its 5th-percentile risk score.
Where Darlington's buildings actually sit
USFS classifies 88.3% of Darlington's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 11.7% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Darlington ranks
Compare Darlington's two percentiles: 35th within Indiana, only 5th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Darlington ranks 29,972 for wildfire risk (1 is highest) and 17,585 by building count (1 is largest). Within Indiana alone, it ranks 628 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Darlington's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Darlington's 88.3% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Darlington's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Darlington, see the exposure-zones guide.