Darien, GA
Darien wildfire risk explained
Darien's 1,020 buildings earn a 96th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Darien's burn probability — fire likelihood with no building count factored in — sits at the 92nd percentile nationally.
Where Darien's buildings actually sit
Direct exposure dominates in Darien: 67.9% of its 1,020 buildings, versus 32.1% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Darien ranks
Darien scores 96th nationally and 100th within Georgia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Darien ranks 1,382 for wildfire risk (1 is highest) and 11,796 by building count (1 is largest). Within Georgia alone, it ranks 1 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
What this risk score means for insurance
Darien's 96th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because Direct exposure dominates in Darien (67.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Darien's figures come from
Every one of the two percentiles behind Darien's 1,382-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Darien's dominant direct exposure actually means, with real examples from across the dataset.