Darbydale, OH
Darbydale, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Darbydale lands at the 17th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 542 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Darbydale's burn probability — fire likelihood with no building count factored in — sits at the 18th percentile nationally.
Darbydale's building exposure, zone by zone
Of Darbydale's 542 counted buildings, 64.6% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Darbydale compares
Within Ohio, Darbydale ranks higher (46th percentile) than it does nationally (17th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Darbydale ranks 26,196 for wildfire risk (1 is highest) and 16,686 by building count (1 is largest). Within Ohio alone, it ranks 686 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Darbydale and the insurance market
Darbydale's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Darbydale (64.6%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Darbydale's 17th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Darbydale, see the exposure-zones guide.