Daphne, AL
Daphne, AL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Daphne at the 82nd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 9,266 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Daphne at the 84th percentile, close to its 82nd-percentile risk score.
Where Daphne's buildings actually sit
57.7% of Daphne's 9,266 buildings sit in USFS's Direct exposure zone, roughly 5,350 structures close enough to burnable vegetation for flame contact, not just embers — 42.1% fall in the Indirect, ember-only zone and 0.2% are Minimal. At 9,266 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Daphne ranks
Daphne's risk sits at a similar level relative to Alabama (83rd percentile statewide) as it does nationally (82nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Daphne ranks 5,565 for wildfire risk (1 is highest) and 1,779 by building count (1 is largest). Within Alabama alone, it ranks 102 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Daphne
Daphne's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Daphne
Daphne's 57.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Daphne's figures come from
The methodology guide shows exactly how USFS turned 9,266 counted buildings into the percentiles shown above for Daphne. The exposure-zones guide covers what Daphne's dominant direct exposure actually means, with real examples from across the dataset.