Danville, IN
Danville wildfire risk explained
Out of every US place USFS scores, Danville lands at the 10th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 4,140 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Danville at the 10th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Danville's buildings actually sit
Most of Danville's buildings (80.3% of 4,140) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Danville compares
Danville's 57th-percentile standing inside Indiana outpaces its 10th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Danville ranks 28,265 for wildfire risk (1 is highest) and 4,108 by building count (1 is largest). Within Indiana alone, it ranks 416 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Danville and the insurance market
Danville's low wildfire rating (10th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 80.3% of buildings rated Minimal exposure, Danville gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,140 counted buildings into the percentiles shown above for Danville. For more on what minimal exposure implies beyond Danville, see the exposure-zones guide.