Danvers, MA
Danvers wildfire risk explained
Out of every US place USFS scores, Danvers lands at the 26th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 9,392 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Danvers at the 23rd percentile, close to its 26th-percentile risk score.
Where Danvers's buildings actually sit
Most of Danvers's buildings (92.1% of 9,392) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure. At 9,392 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Danvers against the rest of the country
Within Massachusetts, Danvers ranks higher (48th percentile) than it does nationally (26th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Danvers ranks 23,384 for wildfire risk (1 is highest) and 1,741 by building count (1 is largest). Within Massachusetts alone, it ranks 130 of 248 places by risk. See the full county-by-county picture for Massachusetts on its state page.
What this risk score means for insurance
Danvers's moderate wildfire rating (26th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 92.1% of Danvers outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Danvers's figures come from
The methodology guide shows exactly how USFS turned 9,392 counted buildings into the percentiles shown above for Danvers. The exposure-zones guide covers what Danvers's dominant minimal exposure actually means, with real examples from across the dataset.