Danvers, IL
How exposed is Danvers to wildfire?
USFS scores Danvers at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 607 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Danvers's burn probability — fire likelihood with no building count factored in — sits at the 3rd percentile nationally.
Where Danvers's buildings actually sit
95.7% of Danvers's 607 buildings sit in USFS's Minimal exposure zone, with only 4.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Danvers ranks
There's little gap between Danvers's 3rd national percentile and its 17th percentile inside Illinois, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Danvers ranks 30,721 for wildfire risk (1 is highest) and 15,730 by building count (1 is largest). Within Illinois alone, it ranks 1,196 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Danvers's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 95.7% of Danvers outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 607 counted buildings into the percentiles shown above for Danvers. For more on what minimal exposure implies beyond Danvers, see the exposure-zones guide.