Danbury, TX
How exposed is Danbury to wildfire?
Danbury sits at the 85th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 919 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Danbury's burn probability — fire likelihood with no building count factored in — sits at the 89th percentile nationally.
Danbury's building exposure, zone by zone
919 buildings are counted in Danbury, and 71.9% of them are Indirect exposure — ember-driven risk rather than the 28.1% in Direct exposure or the 0% rated Minimal.
How Danbury compares
Danbury's risk sits at a similar level relative to Texas (74th percentile statewide) as it does nationally (85th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Danbury ranks 4,615 for wildfire risk (1 is highest) and 12,566 by building count (1 is largest). Within Texas alone, it ranks 463 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Danbury and the insurance market
Danbury's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Danbury
Danbury's 71.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Danbury's figures come from
Danbury's 85th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Danbury's dominant indirect exposure actually means, with real examples from across the dataset.