Danbury, NE
Danbury, NE's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Danbury at the 45th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 118 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Danbury at the 44th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Danbury's buildings (82.2%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Danbury against the rest of the country
There's little gap between Danbury's 45th national percentile and its 30th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Danbury ranks 17,239 for wildfire risk (1 is highest) and 28,261 by building count (1 is largest). Within Nebraska alone, it ranks 405 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 45th national percentile, Danbury rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Danbury's 82.2% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Danbury's figures come from
Danbury's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Danbury's dominant indirect exposure actually means, with real examples from across the dataset.