Danbury, NC
How exposed is Danbury to wildfire?
USFS's Wildfire Risk to Communities model puts Danbury at the 32nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 130 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Danbury at the 32nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 96.9% of Danbury's buildings as Direct exposure, higher than its 3.1% Indirect share and far above its 0% Minimal share — a profile where 126 structures sit close enough to vegetation that lot clearing matters most.
Danbury against the rest of the country
Danbury ranks lower within North Carolina (4th percentile statewide) than its 32nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Danbury ranks 21,374 for wildfire risk (1 is highest) and 27,726 by building count (1 is largest). Within North Carolina alone, it ranks 739 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Danbury and the insurance market
Danbury's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because Direct exposure dominates in Danbury (96.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Danbury's figures come from
Danbury's 32nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Danbury's dominant direct exposure actually means, with real examples from across the dataset.