Danbury, IA
Danbury wildfire risk explained
Danbury sits at the 54th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 302 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Danbury's burn probability — fire likelihood with no building count factored in — sits at the 51st percentile nationally.
Danbury's building exposure, zone by zone
Most of Danbury's buildings (81.8% of 302) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Danbury ranks
Compare Danbury's two percentiles: 74th within Iowa, only 54th nationally — a gap of 20 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Danbury ranks 14,462 for wildfire risk (1 is highest) and 21,569 by building count (1 is largest). Within Iowa alone, it ranks 264 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Danbury and the insurance market
Danbury's elevated rating (54th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Danbury's 81.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Danbury's figures come from
Every one of the two percentiles behind Danbury's 14,462-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Danbury's dominant minimal exposure actually means, with real examples from across the dataset.