Danbury, CT
Danbury wildfire risk explained
Out of every US place USFS scores, Danbury lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 41,516 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Danbury at the 35th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Danbury's building exposure, zone by zone
Indirect exposure is dominant in Danbury (40.3% of 41,516 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 36.6% sit in the Direct zone. At 41,516 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Danbury against the rest of the country
Compare Danbury's two percentiles: 66th within Connecticut, only 37th nationally — a gap of 30 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Danbury ranks 20,004 for wildfire risk (1 is highest) and 227 by building count (1 is largest). Within Connecticut alone, it ranks 73 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
Danbury and the insurance market
Danbury's moderate rating (37th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Because 40.3% of Danbury's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Danbury's figures come from
The methodology guide shows exactly how USFS turned 41,516 counted buildings into the percentiles shown above for Danbury. The exposure-zones guide covers what Danbury's dominant indirect exposure actually means, with real examples from across the dataset.