Dana, IA
How exposed is Dana to wildfire?
USFS's Wildfire Risk to Communities model puts Dana at the 17th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 79 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dana at the 14th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Dana's building exposure, zone by zone
Most of Dana's buildings (76% of 79) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Dana against the rest of the country
Dana scores 17th nationally and 27th within Iowa — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Dana ranks 26,308 for wildfire risk (1 is highest) and 29,916 by building count (1 is largest). Within Iowa alone, it ranks 743 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Dana's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 76% of Dana outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Dana's figures come from
Every one of the two percentiles behind Dana's 26,308-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Dana's dominant minimal exposure actually means, with real examples from across the dataset.