Damon, TX
Damon, TX's wildfire risk, in USFS's own numbers
Damon's 394 buildings earn a 84th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Damon's burn probability — fire likelihood with no building count factored in — sits at the 88th percentile nationally.
What "at risk" means for the buildings here
50.8% of Damon's 394 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 49.2% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Damon against the rest of the country
Damon's risk sits at a similar level relative to Texas (72nd percentile statewide) as it does nationally (84th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Damon ranks 4,961 for wildfire risk (1 is highest) and 19,341 by building count (1 is largest). Within Texas alone, it ranks 504 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Damon's very high rating (84th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Damon's 50.8% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Damon's figures come from
Every one of the two percentiles behind Damon's 4,961-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Damon's dominant indirect exposure actually means, with real examples from across the dataset.