Dallas, TX
Dallas wildfire risk explained
Dallas's 359,508 buildings earn a 60th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Dallas's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
Dallas's building exposure, zone by zone
Dallas rates 77.8% Minimal exposure against just 18.5% Direct and 3.8% Indirect — of 359,508 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 359,508 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Dallas ranks
Dallas's 60th national percentile looks worse in isolation than its 14th ranking inside Texas does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Dallas ranks 12,619 for wildfire risk (1 is highest) and 7 by building count (1 is largest). Within Texas alone, it ranks 1,542 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Dallas's elevated wildfire rating (60th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Dallas's 77.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Dallas's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Dallas, see the exposure-zones guide.