Dallas, PA
How exposed is Dallas to wildfire?
USFS scores Dallas at the 50th national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 1,314 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dallas at the 51st national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Dallas's building exposure, zone by zone
Indirect exposure is dominant in Dallas (61.9% of 1,314 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 38.1% sit in the Direct zone.
Where Dallas ranks
Dallas's 83rd-percentile standing inside Pennsylvania outpaces its 50th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Dallas ranks 15,643 for wildfire risk (1 is highest) and 9,999 by building count (1 is largest). Within Pennsylvania alone, it ranks 349 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Dallas's elevated wildfire rating (50th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Dallas
With ember exposure the dominant pattern in Dallas (61.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Dallas's figures come from
Dallas's 50th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Dallas's dominant indirect exposure actually means, with real examples from across the dataset.