Dalhart, TX
How exposed is Dalhart to wildfire?
Dalhart's 4,734 buildings earn a 85th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dalhart at the 85th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Dalhart's buildings actually sit
75.1% of Dalhart's 4,734 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 10.9% Direct and 14% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Dalhart ranks
Dalhart's risk sits at a similar level relative to Texas (74th percentile statewide) as it does nationally (85th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Dalhart ranks 4,614 for wildfire risk (1 is highest) and 3,606 by building count (1 is largest). Within Texas alone, it ranks 462 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Dalhart's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Dalhart's 75.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,734 counted buildings into the percentiles shown above for Dalhart. For more on what indirect exposure implies beyond Dalhart, see the exposure-zones guide.