Dakota Ridge, CO
Dakota Ridge, CO's wildfire risk, in USFS's own numbers
USFS scores Dakota Ridge at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 11,382 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Dakota Ridge at the 92nd percentile, close to its 92nd-percentile risk score.
Dakota Ridge's building exposure, zone by zone
USFS puts 47.1% of Dakota Ridge's 11,382 buildings in the Indirect exposure zone, versus 6.8% Direct and 46.1% Minimal — a place where the fire doesn't need to reach the structure directly for embers to. At 11,382 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Dakota Ridge against the rest of the country
Dakota Ridge's risk sits at a similar level relative to Colorado (78th percentile statewide) as it does nationally (92nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Dakota Ridge ranks 2,669 for wildfire risk (1 is highest) and 1,389 by building count (1 is largest). Within Colorado alone, it ranks 107 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Dakota Ridge's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Because 47.1% of Dakota Ridge's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Dakota Ridge's 2,669-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Dakota Ridge, see the exposure-zones guide.