Dacoma, OK
How exposed is Dacoma to wildfire?
Out of every US place USFS scores, Dacoma lands at the 20th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 172 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Dacoma at the 15th national percentile — 5 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Dacoma's buildings actually sit
Only 11.1% of Dacoma's 172 buildings carry Direct exposure and 0% carry Indirect; the remaining 89% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Dacoma ranks
Dacoma ranks lower within Oklahoma (1st percentile statewide) than its 20th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Dacoma ranks 25,100 for wildfire risk (1 is highest) and 25,959 by building count (1 is largest). Within Oklahoma alone, it ranks 827 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Dacoma
Dacoma's moderate wildfire rating (20th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 89% of Dacoma outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Dacoma's figures come from
Every one of the two percentiles behind Dacoma's 25,100-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Dacoma's dominant minimal exposure actually means, with real examples from across the dataset.