Cypress Quarters, FL
Cypress Quarters wildfire risk explained
USFS scores Cypress Quarters at the 84th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 512 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cypress Quarters's burn probability — fire likelihood with no building count factored in — sits at the 86th percentile nationally.
Cypress Quarters's building exposure, zone by zone
USFS puts 53.5% of Cypress Quarters's 512 buildings in the Indirect exposure zone, versus 46.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Cypress Quarters against the rest of the country
Inside Florida, Cypress Quarters sits at just the 59th percentile even though it scores 84th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cypress Quarters ranks 5,163 for wildfire risk (1 is highest) and 17,144 by building count (1 is largest). Within Florida alone, it ranks 390 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Cypress Quarters and the insurance market
Cypress Quarters's 84th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Because 53.5% of Cypress Quarters's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Cypress Quarters's figures come from
Cypress Quarters's 84th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cypress Quarters's dominant indirect exposure actually means, with real examples from across the dataset.