Curwensville, PA
Curwensville wildfire risk explained
Curwensville sits at the 53rd percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,448 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Curwensville at the 54th percentile, close to its 53rd-percentile risk score.
Curwensville's building exposure, zone by zone
USFS puts 58.8% of Curwensville's 1,448 buildings in the Indirect exposure zone, versus 41.2% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Curwensville against the rest of the country
Within Pennsylvania, Curwensville ranks higher (88th percentile) than it does nationally (53rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Curwensville ranks 14,853 for wildfire risk (1 is highest) and 9,400 by building count (1 is largest). Within Pennsylvania alone, it ranks 249 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Curwensville's elevated wildfire rating (53rd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Curwensville
Because 58.8% of Curwensville's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Curwensville's 14,853-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Curwensville, see the exposure-zones guide.