Curtis, NE
Curtis, NE's wildfire risk, in USFS's own numbers
Curtis sits at the 61st percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 547 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Curtis's burn probability — fire likelihood with no building count factored in — sits at the 60th percentile nationally.
What "at risk" means for the buildings here
547 buildings are counted in Curtis, and 90.3% of them are Indirect exposure — ember-driven risk rather than the 9.7% in Direct exposure or the 0% rated Minimal.
Where Curtis ranks
Curtis's risk sits at a similar level relative to Nebraska (52nd percentile statewide) as it does nationally (61st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Curtis ranks 12,328 for wildfire risk (1 is highest) and 16,614 by building count (1 is largest). Within Nebraska alone, it ranks 276 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
At the 61st percentile nationally, Curtis carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Curtis
Curtis's 90.3% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Curtis's figures come from
Every one of the two percentiles behind Curtis's 12,328-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Curtis's dominant indirect exposure actually means, with real examples from across the dataset.