Curlew Lake, WA
How exposed is Curlew Lake to wildfire?
USFS's Wildfire Risk to Communities model puts Curlew Lake at the 97th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 654 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Curlew Lake at the 97th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Curlew Lake's building exposure, zone by zone
USFS classifies 93% of Curlew Lake's buildings as Direct exposure, higher than its 0% Indirect share and far above its 7% Minimal share — a profile where 608 structures sit close enough to vegetation that lot clearing matters most.
How Curlew Lake compares
Curlew Lake's risk sits at a similar level relative to Washington (91st percentile statewide) as it does nationally (97th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Curlew Lake ranks 1,115 for wildfire risk (1 is highest) and 15,159 by building count (1 is largest). Within Washington alone, it ranks 55 of 628 places by risk. See the full county-by-county picture for Washington on its state page.
Shopping for coverage in Curlew Lake
Curlew Lake's 97th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Curlew Lake's 93% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Curlew Lake's figures come from
Curlew Lake's 97th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Curlew Lake's dominant direct exposure actually means, with real examples from across the dataset.