Curdsville, KY
Curdsville wildfire risk explained
USFS scores Curdsville at the 22nd national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 101 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Curdsville at the 23rd national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Curdsville's buildings actually sit
101 buildings are counted in Curdsville, and 65.4% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Curdsville compares
Within Kentucky, Curdsville ranks higher (40th percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Curdsville ranks 24,517 for wildfire risk (1 is highest) and 28,995 by building count (1 is largest). Within Kentucky alone, it ranks 332 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Curdsville
Curdsville's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 65.4% of Curdsville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Curdsville's figures come from
The methodology guide shows exactly how USFS turned 101 counted buildings into the percentiles shown above for Curdsville. The exposure-zones guide covers what Curdsville's dominant direct exposure actually means, with real examples from across the dataset.