Cunningham, KY
Cunningham, KY's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Cunningham lands at the 24th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 268 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cunningham's burn probability — fire likelihood with no building count factored in — sits at the 25th percentile nationally.
Where Cunningham's buildings actually sit
56.7% of Cunningham's 268 buildings sit in USFS's Direct exposure zone, roughly 152 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 43.3% are Minimal.
How Cunningham compares
Cunningham's 45th-percentile standing inside Kentucky outpaces its 24th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cunningham ranks 23,913 for wildfire risk (1 is highest) and 22,565 by building count (1 is largest). Within Kentucky alone, it ranks 302 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Cunningham
Cunningham's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Cunningham's 56.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Cunningham's 24th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Cunningham, see the exposure-zones guide.