Cunningham, KS
How exposed is Cunningham to wildfire?
Cunningham sits at the 88th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 397 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cunningham at the 85th national percentile — 3 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 93.5% of Cunningham's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 6.6% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Cunningham ranks
Cunningham's risk sits at a similar level relative to Kansas (88th percentile statewide) as it does nationally (88th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cunningham ranks 3,812 for wildfire risk (1 is highest) and 19,264 by building count (1 is largest). Within Kansas alone, it ranks 85 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Cunningham and the insurance market
At the 88th percentile nationally, Cunningham carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
With 93.5% of buildings rated Minimal exposure, Cunningham gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Cunningham's 88th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Cunningham, see the exposure-zones guide.