Cundiyo, NM
Cundiyo, NM's wildfire risk, in USFS's own numbers
USFS scores Cundiyo at the 95th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 118 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cundiyo's burn probability — fire likelihood with no building count factored in — sits at the 90th percentile nationally.
What "at risk" means for the buildings here
118 buildings are counted in Cundiyo, and 100% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How Cundiyo compares
There's little gap between Cundiyo's 95th national percentile and its 83rd percentile inside New Mexico, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Cundiyo ranks 1,705 for wildfire risk (1 is highest) and 28,264 by building count (1 is largest). Within New Mexico alone, it ranks 83 of 495 places by risk. See the full county-by-county picture for New Mexico on its state page.
Shopping for coverage in Cundiyo
Cundiyo's 95th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Cundiyo's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Cundiyo's figures come from
Every one of the two percentiles behind Cundiyo's 1,705-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cundiyo's dominant direct exposure actually means, with real examples from across the dataset.