Cumming, GA
How exposed is Cumming to wildfire?
Cumming sits at the 60th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,499 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cumming at the 63rd percentile, close to its 60th-percentile risk score.
What "at risk" means for the buildings here
2,499 buildings are counted in Cumming, and 56.9% of them are Indirect exposure — ember-driven risk rather than the 42.7% in Direct exposure or the 0.4% rated Minimal.
Where Cumming ranks
Cumming ranks lower within Georgia (19th percentile statewide) than its 60th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Cumming ranks 12,694 for wildfire risk (1 is highest) and 6,296 by building count (1 is largest). Within Georgia alone, it ranks 543 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Cumming
At the 60th national percentile, Cumming rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Because 56.9% of Cumming's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Cumming's 60th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Cumming, see the exposure-zones guide.