Cumberland Hill, RI
Cumberland Hill, RI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Cumberland Hill at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 2,714 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cumberland Hill at the 19th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Cumberland Hill's building exposure, zone by zone
Indirect exposure is dominant in Cumberland Hill (87.5% of 2,714 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 10.9% sit in the Direct zone.
Cumberland Hill against the rest of the country
Cumberland Hill's 66th-percentile standing inside Rhode Island outpaces its 22nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cumberland Hill ranks 24,722 for wildfire risk (1 is highest) and 5,908 by building count (1 is largest). Within Rhode Island alone, it ranks 13 of 36 places by risk. See the full county-by-county picture for Rhode Island on its state page.
Shopping for coverage in Cumberland Hill
Cumberland Hill's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With ember exposure the dominant pattern in Cumberland Hill (87.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Cumberland Hill's 24,722-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Cumberland Hill, see the exposure-zones guide.