Culver, OR
Culver, OR's wildfire risk, in USFS's own numbers
USFS scores Culver at the 75th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 683 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Culver at the 77th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Culver's buildings actually sit
50.9% of Culver's 683 buildings sit in USFS's Minimal exposure zone, with only 15.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Culver ranks
Culver ranks lower within Oregon (58th percentile statewide) than its 75th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Culver ranks 8,010 for wildfire risk (1 is highest) and 14,833 by building count (1 is largest). Within Oregon alone, it ranks 176 of 420 places by risk. See the full county-by-county picture for Oregon on its state page.
Culver and the insurance market
Because Culver is in Oregon, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. Full detail in the disclosure-law guide.
Hardening a home in Culver
Culver's 50.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 683 counted buildings into the percentiles shown above for Culver. For more on what minimal exposure implies beyond Culver, see the exposure-zones guide.