Culp, PA
Culp wildfire risk explained
USFS's Wildfire Risk to Communities model puts Culp at the 47th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 31 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Culp's burn probability — fire likelihood with no building count factored in — sits at the 45th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 61.3% of Culp's buildings as Direct exposure, higher than its 38.7% Indirect share and far above its 0% Minimal share — a profile where 19 structures sit close enough to vegetation that lot clearing matters most.
Where Culp ranks
Within Pennsylvania, Culp ranks higher (75th percentile) than it does nationally (47th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Culp ranks 16,873 for wildfire risk (1 is highest) and 31,352 by building count (1 is largest). Within Pennsylvania alone, it ranks 500 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Culp
Culp's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Culp's 61.3% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Culp's 47th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Culp, see the exposure-zones guide.