Cullomburg, AL
Cullomburg wildfire risk explained
Cullomburg sits at the 75th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 123 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cullomburg at the 76th percentile, close to its 75th-percentile risk score.
What "at risk" means for the buildings here
100% of Cullomburg's 123 buildings sit in USFS's Direct exposure zone, roughly 123 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Cullomburg against the rest of the country
Cullomburg's 75th national percentile looks worse in isolation than its 59th ranking inside Alabama does — this place is on the milder end for its own state, by 16 points. Among the 31,521 US communities USFS scores, Cullomburg ranks 7,834 for wildfire risk (1 is highest) and 28,015 by building count (1 is largest). Within Alabama alone, it ranks 241 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
What this risk score means for insurance
Cullomburg's 75th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
With 100% of Cullomburg in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Cullomburg's figures come from
Every one of the two percentiles behind Cullomburg's 7,834-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cullomburg's dominant direct exposure actually means, with real examples from across the dataset.