Cuero, TX
How exposed is Cuero to wildfire?
Out of every US place USFS scores, Cuero lands at the 70th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 4,019 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cuero's burn probability — fire likelihood with no building count factored in — sits at the 71st percentile nationally.
Cuero's building exposure, zone by zone
77.4% of Cuero's 4,019 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 22.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Cuero compares
Inside Texas, Cuero sits at just the 31st percentile even though it scores 70th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Cuero ranks 9,470 for wildfire risk (1 is highest) and 4,233 by building count (1 is largest). Within Texas alone, it ranks 1,242 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Cuero and the insurance market
At the 70th percentile nationally, Cuero carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Cuero (77.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,019 counted buildings into the percentiles shown above for Cuero. For more on what indirect exposure implies beyond Cuero, see the exposure-zones guide.