Cuba, NY
How exposed is Cuba to wildfire?
USFS's Wildfire Risk to Communities model puts Cuba at the 14th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 861 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cuba at the 14th percentile, close to its 14th-percentile risk score.
Where Cuba's buildings actually sit
861 buildings are counted in Cuba, and 70.7% of them are Indirect exposure — ember-driven risk rather than the 29.3% in Direct exposure or the 0% rated Minimal.
How Cuba compares
Within New York, Cuba ranks higher (34th percentile) than it does nationally (14th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Cuba ranks 27,015 for wildfire risk (1 is highest) and 13,070 by building count (1 is largest). Within New York alone, it ranks 852 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Cuba's low rating (14th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because 70.7% of Cuba's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
Where Cuba's figures come from
Cuba's 14th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Cuba's dominant indirect exposure actually means, with real examples from across the dataset.