Cuba, KS
How exposed is Cuba to wildfire?
Cuba sits at the 41st percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 242 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cuba's burn probability — fire likelihood with no building count factored in — sits at the 37th percentile nationally.
What "at risk" means for the buildings here
USFS classifies 82.6% of Cuba's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 17.4% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
Where Cuba ranks
Cuba ranks lower within Kansas (17th percentile statewide) than its 41st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Cuba ranks 18,618 for wildfire risk (1 is highest) and 23,388 by building count (1 is largest). Within Kansas alone, it ranks 597 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Cuba and the insurance market
Cuba's elevated wildfire rating (41st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 82.6% of Cuba outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cuba's 18,618-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cuba, see the exposure-zones guide.